The text message was delivered to the customers' cell phone

 The possibility to approve the payment without an operator managed authorization mechanism (e.g. via a special payment page)

A financial model whereby a company sells its accounts receivables to a third party

Direct connection to the billing infrastructure of the mobile network operators. No billing via the information carrier (MO-Billing or MT-Billing) but directly via the interface to the MNO's billing system. Text messaging MO and MT are only used for user authentification and for payment authorisation.

A messaging partner who offers sending of standard rated SMS/MMS (mostly worldwide)

A possibility to use a mobile application to initiate the payment process (e.g. for public transport tickets, etc.)

Content which is only offered, sold and used on the internet (e.g. online gaming, online access to media). Mobile network operators mostly offer better payouts for this content category.

Access for business customers to carry out messaging services.

Billing of sales, items or other, in scales whereby the respective scale price only applies to the sales / number of items  or similar within this scale

Special business services of standard-rated SMS for special branches, e.g. banks (mobile TAN)

Mobile Network Operator

Mobile Originated

Billing by SMS mobile originated, which includes a premium tariff

Content which is exclusively used on the cell phone.

Billing of content provided on a mobile web portal (mobile website)

A payment transaction authorized by the Subscriber is initiated on a mobile webpage. But this does not have to mean Billing Gateway. This Opt-In could, for example, also initiate carrier billing via SMS.

A payment transaction is authorized by the consumer by sending a mobile-originated SMS to a service number.

Billing of content and information mainly  on the internet (browser games, online media), etc. The mobile end device is only used for billing and not for using the content.

Method to identify users currently using a website via mobile web by means of their IP address and additional meta information (Header Enrichment).

Mobile Terminated

Billing through a SMS MT, which includes a premium tariff

Mobile Subscriber ISDN Number (Cell phone number)

The procedure of mobile payment transactions via mobile network operators.

The subscriber orders content or a service only once (mostly via MO billing)

The SMS was rejected by the mobile network operator.

The Retry Policy defines the time intervals between re-sending sms or billing after failed transmissions and how often they may be repeated

Payment page or payment authorization page. Can be a mobile web page or a normal/classic website, where the buyer finds all the payment information and accepts the payment by clicking a button.

Short Message Service Center. Professional SMS infrastructure for handling large numbers of MO and MT SMS.

A SMS MO or MT WITHOUT a premium tariff - which means no payment function.

Can be a VT number, a premium number or a standard rated number

Content or information "pushed" automatically and regularly to the user's cell phone once he has ordered and authorized the service. Usually done with  MT-Billing.

General term used for MO and MT-Billing. Billing (payment) is carried out with the help of an information carrier, i.e. the SMS and a premium tariff. Besides the Billing Gateway connections, carrier billing is the second technological pillar of Operator Payment.

The cell phone user, the private customers, the consumer

The validity period provides information about the time period during the SMSCs of the MNOs attempts to send the SMS to the subscriber, after expiry of the validity period the SMS also expires if it could not be sent within this time period

The SMS was delivered to the MNO but he was unable to send the SMS to the subscriber within the validity period  (for example due to roaming, cell phone switched off, no cellular service, etc.)

Virtual Terminal

General term for "additional mobile services" above and beyond the mobile core functions VOICE and SMS (and also data). From a historical point of view,  VAS were equal to Mobile Content Services (i.e. content subscriptions for so-called handset personalization (ringtones, wallpaper, etc)

Standard Rated Number in the form of an MSISDN, via which SMS can be sent and received.

Payment authorisation on a webpage through typing in the TAN-code, which is sent through SMS MT to the Subscriber.