The text message was delivered to the customers' cell phone

The possibility to approve the payment without an additional authorisation mechanism (e.g. via a special payment page)

A financial model whereby a company sells its accounts receivables to a third party

Direct connection to the billing infrastructure of the mobile network operators. No billing via the information carrier (MO-Billing or MT-Billing) but directly via the interface to the MNO's billing system. Text messaging MO and MT are only used for user authentification and for payment authorisation.

A messaging partner who offers sending of standard rated SMS/MMS (mostly worldwide)

The possibility to use a mobile application to initiate operator payment (e.g. for public transport tickets, etc.)

Content which is only offered, sold and used on the internet (e.g. online gaming, online access to media). Mobile network operators mostly offer better payouts for this content category.

Access for business customers to carry out messaging services.

Billing of sales, items or other, in scales whereby the respective scale price only applies to the sales / number of items  or similar within this scale

Special business services of standard-rated SMS for special branches, e.g. banks (mobile TAN)

Mobile Network Operator

Mobile Originated

Billing by SMS mobile originated, which includes a premium tariff

Content which is exclusively used on the cell phone.

Payment of content exclusively made for mobile usage. In the past, mobile content was the pre-dominant content model.

A payment transaction is authorised by sending a mobile-originated SMS to a service number.

Mobile Subscriber ISDN Number (Cell phone number)

Method to identify users currently using a WAP site via WAP protocol by means of their IP address and additional meta information (Header Enrichment). User identification is a requirement for billing.

Mobile Terminated

Billing through a SMS MT, which includes a premium tariff

The subscriber orders content or a service only once (mostly via MO billing)

The procedure of mobile payment transactions via mobile network operators.

Payment page or payment authorisation page. Can be a wap page or a website, where the buyer finds all the payment information and accepts the payment by clicking a button.

The SMS was rejected by the mobile network operator.

The Retry Policy defines the time intervals between re-sending sms or billing after failed transmissions and how often they may be repeated

Can be a VT number, a premium number or a standard rated number

Short Message Service Center. Professional SMS infrastructure for handling large numbers of MO and MT SMS.

A SMS MO or MT WITHOUT a premium tariff - which means no payment function.

The cell phone user, the private customers, the consumer

Content or information "pushed" automatically and regularly to the user's cell phone once he has ordered and authorized the service. Usually done with  MT-Billing.

General term used for MO and MT-Billing. Billing (payment) is carried out with the help of an information carrier, i.e. the SMS and a premium tariff. Besides the Billing Gateway connections, carrier billing is the second technological pillar of Operator Payment.

The SMS was delivered to the MNO but he was unable to send the SMS to the subscriber within the validity period  (for example due to roaming, cell phone switched off, no cellular service, etc.)

The validity period provides information about the time period during the SMSCs of the MNOs attempts to send the SMS to the subscriber, after expiry of the validity period the SMS also expires if it could not be sent within this time period

General term for "additional mobile services" above and beyond the mobile core functions VOICE and SMS (and also data). From a historical point of view,  VAS were equal to Mobile Content Services (i.e. content subscriptions for so-called handset personalization (ringtones, wallpaper, etc)

Virtual Terminal

Standard Rated Number in the form of an MSISDN, via which SMS can be sent and received.

Billing of content provided on a mobile portal (WAP Portal)

A payment transaction authorized by the Subscriber is initiated on a WAP page. But this does not have to mean Gateway Billing. This Opt-In could, for example, also initiate carrier billing via SMS.

Billing of content and information mainly  on the internet (browser games, online media), etc. The mobile end device is only used for billing and not for using the content.

Payment authorisation on a webpage through typing in the TAN-code, which is sent through SMS MT to the Subscriber.